Insurance brokers, like Fitzpatrick & Co, are able to compare policy prices and features to ensure you not only get value for money, but you’re also fully covered for your requirements.
It’s easy to always opt for the cheapest product, but when it comes to insurance, that can have expensive consequences. If a policy appears too good to be true, it’s likely to be just that. You may find when it comes time to make a claim, you aren’t covered for what you need. Insurance brokers are able to compare policy prices and features to ensure you not only get value for money, but you’re also fully covered for your requirements.
Covering all bases
While there are a number of online sites that can do an instant comparison of insurance companies and policies, these offerings don’t take your specific situation into consideration. A broker can provide a thorough assessment of your insurance needs and find a policy that better suits your specific needs.
Know who you’re dealing with
Buying insurance direct may be easy, but what about when you need to make a claim? When you work with a broker, not only do you have an established relationship with the person who advised you on your policy, if you need to make a claim, you can hand the process over to them, leaving you free to run your business.
Lack of understanding a major risk
Daniel Holmes, Fitzpatrick General Manager, says the greatest risk of dealing with your insurance needs yourself is not understanding the product you’re buying. “Liability policies can also be confusing. If you don’t fully understand what you’re buying, then what you end up with may not be the most appropriate product for you. But you won’t know that until it comes time to make a claim.” Never used an insurance broker before? Talk to a Fitzpatrick Insurance broker today about the benefits they can bring to your business.
This article provides information rather than financial product or other advice. The content of this article, including any information contained in it, has been prepared without taking into account your objectives, financial situation or needs.
For more information, please contact Fitzpatrick & Co. Insurance Brokers on 03 8544 1636 or email: insure@fitzpatrick. com.au OR visit the website at fitzpatrick.com.au.