Public liability insurance

Public liability insurance is a great way to help ensure your business does not stumble, trip and fall.

Public liability insurance is pretty much a business safety net.

Whether you have a restaurant, a shop, an office, working at a site or work from home – if a customer is on your premises, generally you’re responsible for their safety.

A trip here or a fall there could mean a claim is headed your way. Every business has an exposure to them, even home businesses.

Here are few steps to minimise the impact it can have on your business: 1. Make your site safe 2. Record your actions 3. Approach the potential claimant 4. Record the incident.

Insure against costs

The reality is, slips and trips are common and the consequences can be significant. There are two issues – there’s the compensation and the legal costs of defence and there can be a very large amount of money involved in both. Having an appropriate public liability insurance policy in place can help your business meet these costs.

Important note

This article provides information rather than financial product or other advice. The content of this article, including any information contained in it, has been prepared without taking into account your objectives, financial situation or needs. For more information or questions on Public Liability insurance or your own policy, please contact Fitzpatrick & Co. Insurance Brokers on 03 8544 1636 or email: OR visit the website at Fitzpatrick & Co has specialised in the horticulture and arboriculture industry for over 30 years, providing assistance and financial support to companies, associations and events. Fitzpatrick and Co is there when your industry needs you.

Image: Fitzpatrick & Co
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