Landscaping contractors rely on their tools and equipment to get the job done. You know that being without your toolbox could bring work to a standstill, but are you protecting your essential tools of the trade?
Proper care and maintenance can keep your tools and equipment in good nick, but sometimes damage happens outside of normal wear and tear. Take this real-life example…
A gardener was cutting down a decayed tree that had fallen. While he was cutting through a deteriorated limb, it separated from the tree sooner than expected and crushed his chainsaw.
Replacing equipment like a chainsaw after an accident is an expense you might not be prepared for. But what choice does a landscaper have? Work has got to get done, and you need the proper tools to do it safely and efficiently. Protecting those essential tools is vital.
Luckily for this gardener, he had added Portable Equipment cover to his Business Insurance Pack. This option covers loss and damage to items of portable equipment associated with your business, including tools of trade and items of stock.
The gardener made a claim, and his insurer reviewed it. Because damage to the chainsaw was caused by the substantial decay and deterioration of the tree, the insurer agreed to pay $1,049.09 to replace it.
Without Portable Equipment cover, the gardener would have been completely out of pocket for a new chainsaw. That could have been a big bill for a sole trader to cover on short notice.
Fast response
Portable Equipment covers accidents like the one above. It can also help repair or replace equipment if fire, water, collision, theft from a locked vehicle, and other covered events leave you without your tools.
Ready to protect your business with Portable Equipment, Public Liability, Personal Accident & Illness and other cover made for landscape contractors? Over 58,000 tradies already trust BizCover for their business insurance needs.
Compare policies online or over the phone and get covered in minutes. Policy documents are sent straight to your inbox, making it easy to show proof of insurance and get down to work.
For on the go cover, go BizCover.com.au or call 1300 805 821.
The provision of the claims examples are for illustrative purposes
only and should not be seen as an indication as to how any
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authorised to provide claims handling and settling services. This
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