Car theft – including work vehicles – in Victoria has taken a new turn, and it’s not the smash-and-grab kind. Today’s thieves are using technology to bypass traditional locks and immobilisers, often without leaving a trace. Devices that can clone or mimic electronic keys are becoming easier to access, allowing offenders to drive away undetected in a matter of seconds.
According to figures released by the National Motor Vehicle Theft Reduction Council, around 70 per cent of vehicles are stolen using the owner’s own keys, often through key cloning or electronic signal theft.
For vehicle owners and businesses alike, the risks go far beyond losing a car. A stolen work vehicle can lead to financial loss, disruption to daily operations, and higher insurance costs across the board. And as theft technology advances, even newer models fitted with factory security systems are no longer immune.
Simple steps that make a big difference
While the tools used by thieves are evolving, so too are the ways you can protect yourself. The good news is that prevention doesn’t have to be complicated or expensive.
Consider a few smart security upgrades:
* Steering-wheel locks – a visible and proven deterrent
* OBD port locks – block access to your vehicle’s diagnostic port, preventing thieves from reprogramming keys.
* Faraday pouches – block keyless-entry signals from being intercepted.* Locking number-plate screws – reduce the risk of your plates being stolen and cloned.
Pair these tools with simple routines like parking in well-lit areas, removing valuables, and keeping keys well away from doors and windows.
How insurance fits in
Even with strong prevention measures, it pays to have the right cover in place. A comprehensive motor policy can help cover theft, damage, and associated losses – but it’s worth checking your policy reflects the current risk landscape.
If your vehicle is essential to your work or business operations, you may also want to explore additional covers such as:
* Business Interruption Insurance – to cover loss of income if a vehicle theft impacts operations
* Tool and Equipment Cover – for trade vehicles carrying valuable gear, and
* Management Liability – where company vehicles are part of fleet operations or staff use arrangements.
The takeaway
Technology has made vehicles smarter, but it’s also given thieves new ways to exploit them. A few practical steps, backed by the right insurance advice, can go a long way to keeping your business and vehicles protected.
Whether you rely on a single work ute or manage a fleet, Midland can help ensure you have the right protection in place.
Contact the Midland team today for expert advice or a quick review of your current motor or business insurance. Call 1300 306 571, or click here to get a quote.